Calculate Tax2026–27 tax year

Tax Calculator

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Tax code
M

Your tax code

It follows the options you pick.

  • M is for your main job.
  • ME adds the independent earner tax credit, for incomes from $24,000 to $70,000.
  • SB, S, SH, ST and SA are for a second job. Change the code in Advanced settings.
  • SL on the end means you repay a student loan.
Income is per
Select all that apply
40 hours a week

Your take-home pay

$0.00

Enter your income to see your take-home pay.

Show amounts per

An estimate using 2026–27 rates from Inland Revenue: income tax, the ACC earners’ levy (capped at $156,641) and student loan repayments. Payroll rounds each pay, so yours can differ by a few cents. Not financial advice.

Advanced settings

3.5% is the default from 1 April 2026. 3% needs a temporary rate reduction.

Turns hourly pay into a year, and shows amounts per hour.

Used when Secondary income is on. Pick the band your total income from all your jobs is in. S takes 17.5% of every dollar from that job.